I speak to many of SME CXOs and owners, and the questions are the same: “Is AI just hype for the big guys? And if it's real, what can I, with my tiny team and tighter budget, actually use today?” As a tech industry veteran, I know the answer isn’t a theoretical blueprint, it’s the word ‘practical.’ In the SME world, 'practical' means a solution must be low-risk, affordable, and deliver ROI fast. Here are my top 5, ways for every SME owner to start leveraging AI right now: 1.